Annual Loan Limits
Additional direct unsubsidized loan limits applicable to undergraduate students are increased for loans first disbursed on or after July 1, 2008. Subsidized limits (up to base amount) are unchanged. For students enrolled as regular students in eligible programs, annual Direct Stafford loan limits are as follows:
| Dependent Undergraduate Students |
Subsidized Loan |
Unsubsidized Loan Amount (Parent Plus Denial)
|
| Freshman |
$3,500 |
$2,000 |
$4,000 |
| Sophomore |
$4,500 |
$2,000 |
$4,000 |
| Junior or senior |
$5,500 |
$2,000 |
$5,000 |
| Independent Undergraduate Students |
Subsidized Loan |
Unsubsidized Loan Amount
|
| Freshman |
$3,500 |
$4,000 |
|
| Sophomore |
$4,500 |
$4,000 |
|
| Junior or senior |
$5,500 |
$7,000 |
|