Annual Loan Limits
The amount of money you can borrow in federal student loans depends on the loan type and your student status (undergraduate or graduate). For Direct Subsidized Loans and Direct Unsubsidized
Loans, there are limits on the amount you can borrow each academic year (annual loan limits) and the total amounts you can borrow for undergraduate and graduate study (aggregate loan
limits).
**Only $23,000 can be subsidized loans.
| |
Dependent Undergraduate
|
Independent Undergraduate |
Graduate or Professional
|
| Aggregate Limits |
$31,000 |
$57,500 |
$138,500 |
You could reach the maximum borrowing amount before you’ve finished your program. If that happens, you’ll have to find other financing options to pay for school. If you would like to check
your aggregate limit, click the link for more details. FSA ID | Your Account for Federal Student Aid You will use your FSA ID and password to log in and view your status.